The SRSSI Advantage

Leverage Among Leading Insurers

Our decision to join NFP (National Financial Partners) was based on a profound commitment to you, our Advisor TEAM Members and our clients. We understand that your situation is unique and that you need access to a wide array of sophisticated solutions.

As a firm, SRSSI (Succession-Retirement Strategies & Solutions, Inc.) is able to address the full spectrum of your insurance needs with the focused, individual attention of an independent firm. At the same time, we represent multiple insurance companies with diverse strengths, and we share in the intellectual capital and technological capabilities of NFP, the leading insurance distribution company in the United States.

I. Stringent Carrier Selection Criteria

SRSSI’s overall strategy is to provide multiple company relationships, while ensuring preferential pricing and leverage.

After carefully evaluating the top 20 to 25 insurance companies in the world, NFP’s actuarial consultants and staff chose a select group of carriers based on key criteria that included quality, market position, underwriting orientation, and financial strength. Each of these carriers maintains a Dedicated Resource Unit to ensure that SRSSI is able to provide its advisors’ clients with the highest levels of service and sophisticated capabilities.

When the need for highly specialized solutions arises, NFP’s relationships with companies beyond their core carriers ensures that SRSSI is able to meet the full scope of both our advisor's and client's needs with highly targeted solutions. Periodic profiling America’s insurance carriers to peerless standards means optimal safety for you.

II. Expert Advocacy On Your Behalf

NFP’s Underwriting Advocacy department works to help us to ensure for our advisors and clients the best underwriting available. These advocates work directly with us to provide case consultation and staff training.

When necessary, NFP’s underwriting advocates work to negotiate favorable underwriting offers. This provides our advisors and clients with the confidence of knowing that, if necessary, they will be evaluated according to their unique medical situations, rather than how they fit into a statistical model.

Although our Underwriting Advocacy team does not shop cases or process applications, they do work closely with carriers to negotiate offers already made and to make best-case assessments. Employing our Competitive Bidding Process and investigating carrier eagerness for given risks ensures that your premium dollars are well-spent.

III. Leading-Edge Technology Tools

With our access to our NFP advanced decision analysis tools, such as the proprietary Life Insurance Design Questionnaire and Variable Life Insurance Design Questionnaire, we can offer our advisors and their clients a clear understanding of the conceptual goals underlying different types of policies.

Furthermore, with our access to NFP’s proprietary reporting system, we can link all of our product decisions into an integrated reporting format that provides us with the most effective financial management data available. Accurate, purposeful dialogue results in more effective accomplishment of your goals and objectives.

Collective Strength and Capabilities

Working with SRSSI, you have access to state-of-the art solutions and market leading expertise. As your needs change, as technology changes, and as regulations change, you can continue to count on us as your Insurance Underwriting Advocate.

Provided By:  Mark Kandarian